Does rule 352.14.b mean targets are chosen after finalization is complete, or during the finalization process?

Ruling: Targets are chosen during the finalization process, not after it is complete. The phrase "when the spell or ability is finalized" means "during the process of finalization."

Nuances:

• The wording "when the spell is finalized" uses "when" synonymously with "while" or "during," not "after"
• Interpreting it as "after" would break the order in weird ways because it would occur after the legality check
• The wording could be clearer, especially for non-native English speakers, by using phrasing like "when the spell is being finalized" or "during the process of finalization"